Call reports 2015
ARIZONA BANK & TRUST — 2015
What ARIZONA BANK & TRUST reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 487,059,000 | 510,838,000 | 599,871,000 | 591,066,000 |
| Total loans | 359,032,000 | 385,493,000 | 446,251,000 | 445,024,000 |
| Allowance for loan losses | 3,567,000 | 3,700,000 | 3,803,000 | 3,405,000 |
| Securities available for sale | 65,983,000 | 65,227,000 | 73,809,000 | 80,397,000 |
| Securities held to maturity | 14,929,000 | 14,896,000 | 14,861,000 | 14,827,000 |
| Trading assets | 0 | 139,000 | 332,000 | 359,000 |
| Total deposits | 378,423,000 | 405,680,000 | 491,254,000 | 500,490,000 |
| Interest-bearing deposits | 225,360,000 | 238,244,000 | 297,630,000 | 299,277,000 |
| Noninterest-bearing deposits | 153,063,000 | 167,436,000 | 193,624,000 | 201,213,000 |
| Equity capital | 53,340,000 | 54,356,000 | 73,217,000 | 59,052,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 4,596,000 | 9,335,000 | 14,542,000 | 20,408,000 |
| Interest expense | 320,000 | 608,000 | 880,000 | 1,154,000 |
| Net interest income | 4,276,000 | 8,727,000 | 13,662,000 | 19,254,000 |
| Noninterest income | 1,581,000 | 3,175,000 | 4,650,000 | 3,980,000 |
| Noninterest expense | 4,600,000 | 9,008,000 | 13,804,000 | 18,297,000 |
| Provision for loan losses | 321,000 | 526,000 | 422,000 | -323,000 |
| Pretax income | 952,000 | 2,420,000 | 4,226,000 | 5,696,000 |
| Income tax | 275,000 | 745,000 | 1,298,000 | 1,799,000 |
| Net income | 677,000 | 1,675,000 | 2,928,000 | 3,897,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,201,000 | 50,210,000 | 61,827,000 | 50,608,000 |
| Total capital | 52,787,000 | 53,930,000 | 65,650,000 | 54,026,000 |
| Risk-weighted assets | 368,996,000 | 374,504,000 | 437,313,000 | 426,765,000 |