Call reports 2014
ARIZONA BANK & TRUST — 2014
What ARIZONA BANK & TRUST reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 472,141,000 | 467,966,000 | 471,661,000 | 470,997,000 |
| Total loans | 345,270,000 | 330,195,000 | 338,050,000 | 344,398,000 |
| Allowance for loan losses | 3,913,000 | 3,754,000 | 3,432,000 | 3,258,000 |
| Securities available for sale | 61,407,000 | 61,622,000 | 65,896,000 | 68,102,000 |
| Securities held to maturity | 15,064,000 | 15,031,000 | 14,997,000 | 14,963,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 381,120,000 | 382,011,000 | 390,167,000 | 351,635,000 |
| Interest-bearing deposits | 249,091,000 | 243,010,000 | 248,125,000 | 221,290,000 |
| Noninterest-bearing deposits | 132,029,000 | 139,001,000 | 142,042,000 | 130,345,000 |
| Equity capital | 49,018,000 | 50,625,000 | 51,198,000 | 52,322,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 4,715,000 | 9,661,000 | 14,413,000 | 19,245,000 |
| Interest expense | 393,000 | 745,000 | 1,140,000 | 1,489,000 |
| Net interest income | 4,322,000 | 8,916,000 | 13,273,000 | 17,756,000 |
| Noninterest income | 1,410,000 | 3,256,000 | 4,964,000 | 6,529,000 |
| Noninterest expense | 5,083,000 | 10,030,000 | 14,984,000 | 19,545,000 |
| Provision for loan losses | -380,000 | -735,000 | -391,000 | -661,000 |
| Pretax income | 1,205,000 | 3,053,000 | 3,786,000 | 5,514,000 |
| Income tax | 368,000 | 973,000 | 1,155,000 | 1,724,000 |
| Net income | 837,000 | 2,080,000 | 2,631,000 | 3,790,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,546,000 | 45,907,000 | 46,490,000 | 48,009,000 |
| Total capital | 46,477,000 | 49,680,000 | 49,943,000 | 51,287,000 |
| Risk-weighted assets | 336,580,000 | 341,053,000 | 342,764,000 | 351,891,000 |