Call reports 2013
ARIZONA BANK & TRUST — 2013
What ARIZONA BANK & TRUST reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 404,518,000 | 393,829,000 | 415,174,000 | 450,321,000 |
| Total loans | 261,942,000 | 256,246,000 | 280,932,000 | 330,508,000 |
| Allowance for loan losses | 4,065,000 | 3,573,000 | 3,841,000 | 4,133,000 |
| Securities available for sale | 90,330,000 | 91,657,000 | 87,448,000 | 66,786,000 |
| Securities held to maturity | 1,750,000 | 1,750,000 | 1,750,000 | 15,097,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 339,797,000 | 321,813,000 | 320,737,000 | 368,058,000 |
| Interest-bearing deposits | 220,184,000 | 206,336,000 | 212,478,000 | 244,243,000 |
| Noninterest-bearing deposits | 119,613,000 | 115,477,000 | 108,259,000 | 123,815,000 |
| Equity capital | 47,648,000 | 47,594,000 | 47,609,000 | 47,766,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 4,113,000 | 8,229,000 | 12,692,000 | 17,185,000 |
| Interest expense | 571,000 | 1,016,000 | 1,483,000 | 1,899,000 |
| Net interest income | 3,542,000 | 7,213,000 | 11,209,000 | 15,286,000 |
| Noninterest income | 4,107,000 | 7,757,000 | 9,853,000 | 11,247,000 |
| Noninterest expense | 5,787,000 | 11,510,000 | 16,984,000 | 22,184,000 |
| Provision for loan losses | -605,000 | -1,287,000 | -1,149,000 | -1,014,000 |
| Pretax income | 2,593,000 | 5,045,000 | 5,523,000 | 5,619,000 |
| Income tax | 879,000 | 1,763,000 | 1,861,000 | 1,832,000 |
| Net income | 1,714,000 | 3,282,000 | 3,662,000 | 3,787,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,695,000 | 42,447,000 | 42,664,000 | 43,269,000 |
| Total capital | 45,236,000 | 46,002,000 | 46,408,000 | 47,335,000 |
| Risk-weighted assets | 280,600,000 | 282,776,000 | 298,558,000 | 324,506,000 |