Call reports 2011
ARIZONA BANK & TRUST — 2011
What ARIZONA BANK & TRUST reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 231,020,000 | 222,148,000 | 221,481,000 | 227,993,000 |
| Total loans | 134,876,000 | 138,305,000 | 140,004,000 | 153,998,000 |
| Allowance for loan losses | 6,017,000 | 5,502,000 | 5,590,000 | 4,626,000 |
| Securities available for sale | 68,152,000 | 55,200,000 | 56,031,000 | 45,893,000 |
| Securities held to maturity | 1,750,000 | 1,750,000 | 1,750,000 | 1,750,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 188,416,000 | 179,885,000 | 179,370,000 | 177,456,000 |
| Interest-bearing deposits | 139,954,000 | 130,816,000 | 128,105,000 | 123,630,000 |
| Noninterest-bearing deposits | 48,461,000 | 49,068,000 | 51,265,000 | 53,826,000 |
| Equity capital | 22,379,000 | 23,183,000 | 22,566,000 | 21,050,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,534,000 | 5,246,000 | 7,645,000 | 10,016,000 |
| Interest expense | 529,000 | 1,045,000 | 1,525,000 | 1,993,000 |
| Net interest income | 2,005,000 | 4,201,000 | 6,120,000 | 8,023,000 |
| Noninterest income | 431,000 | 1,344,000 | 2,114,000 | 3,188,000 |
| Noninterest expense | 2,799,000 | 4,968,000 | 7,443,000 | 10,920,000 |
| Provision for loan losses | 2,223,000 | 2,905,000 | 4,633,000 | 6,347,000 |
| Pretax income | -2,377,000 | -1,589,000 | -3,196,000 | -5,189,000 |
| Income tax | -925,000 | -683,000 | -1,329,000 | -2,121,000 |
| Net income | -1,452,000 | -906,000 | -1,867,000 | -3,068,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,987,000 | 21,682,000 | 20,167,000 | 18,814,000 |
| Total capital | 23,121,000 | 23,858,000 | 22,297,000 | 21,045,000 |
| Risk-weighted assets | 165,588,000 | 169,126,000 | 164,760,000 | 173,915,000 |