Call reports 2009
ARIZONA BANK & TRUST — 2009
What ARIZONA BANK & TRUST reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 227,840,000 | 251,562,000 | 268,600,000 | 258,280,000 |
| Total loans | 138,647,000 | 135,370,000 | 142,526,000 | 138,600,000 |
| Allowance for loan losses | 3,933,000 | 2,520,000 | 4,380,000 | 3,826,000 |
| Securities available for sale | 39,347,000 | 66,111,000 | 85,204,000 | 92,747,000 |
| Securities held to maturity | 1,750,000 | 1,750,000 | 1,750,000 | 1,750,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 176,393,000 | 198,309,000 | 215,092,000 | 202,731,000 |
| Interest-bearing deposits | 148,814,000 | 174,249,000 | 186,143,000 | 173,333,000 |
| Noninterest-bearing deposits | 27,579,000 | 24,060,000 | 28,949,000 | 29,398,000 |
| Equity capital | 24,491,000 | 25,807,000 | 25,341,000 | 20,196,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,728,000 | 5,539,000 | 8,676,000 | 11,840,000 |
| Interest expense | 1,026,000 | 2,239,000 | 3,505,000 | 4,630,000 |
| Net interest income | 1,702,000 | 3,300,000 | 5,171,000 | 7,210,000 |
| Noninterest income | 492,000 | 46,000 | 580,000 | 1,567,000 |
| Noninterest expense | 2,569,000 | 5,208,000 | 7,591,000 | 14,727,000 |
| Provision for loan losses | 4,186,000 | 4,626,000 | 6,739,000 | 7,805,000 |
| Pretax income | -4,435,000 | -6,362,000 | -8,414,000 | -13,590,000 |
| Income tax | -1,740,000 | -2,517,000 | -3,342,000 | -3,400,000 |
| Net income | -2,695,000 | -3,845,000 | -5,072,000 | -10,190,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,269,000 | 19,361,000 | 18,451,000 | 18,512,000 |
| Total capital | 21,582,000 | 21,590,000 | 20,767,000 | 20,820,000 |
| Risk-weighted assets | 182,312,000 | 176,277,000 | 181,291,000 | 180,433,000 |