Call reports 2008
ARIZONA BANK & TRUST — 2008
What ARIZONA BANK & TRUST reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 215,296,000 | 227,704,000 | 218,730,000 | 219,830,000 |
| Total loans | 152,762,000 | 142,638,000 | 134,804,000 | 139,721,000 |
| Allowance for loan losses | 3,736,000 | 3,433,000 | 2,246,000 | 2,329,000 |
| Securities available for sale | 30,138,000 | 43,785,000 | 43,766,000 | 43,590,000 |
| Securities held to maturity | 1,750,000 | 1,750,000 | 1,750,000 | 1,750,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 147,401,000 | 169,629,000 | 162,494,000 | 155,909,000 |
| Interest-bearing deposits | 121,860,000 | 141,040,000 | 133,686,000 | 131,123,000 |
| Noninterest-bearing deposits | 25,541,000 | 28,589,000 | 28,808,000 | 24,786,000 |
| Equity capital | 31,263,000 | 28,914,000 | 27,674,000 | 26,691,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 3,245,000 | 6,330,000 | 9,306,000 | 12,088,000 |
| Interest expense | 1,405,000 | 2,632,000 | 3,868,000 | 5,056,000 |
| Net interest income | 1,840,000 | 3,698,000 | 5,438,000 | 7,032,000 |
| Noninterest income | 519,000 | 1,101,000 | 2,026,000 | 2,502,000 |
| Noninterest expense | 2,592,000 | 4,955,000 | 7,609,000 | 10,019,000 |
| Provision for loan losses | 447,000 | 3,270,000 | 5,060,000 | 6,015,000 |
| Pretax income | -596,000 | -3,318,000 | -5,113,000 | -6,408,000 |
| Income tax | -256,000 | -1,331,000 | -2,048,000 | -2,552,000 |
| Net income | -340,000 | -1,987,000 | -3,065,000 | -3,856,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,389,000 | 23,765,000 | 22,710,000 | 21,941,000 |
| Total capital | 27,709,000 | 26,042,000 | 24,954,000 | 24,238,000 |
| Risk-weighted assets | 183,304,000 | 180,837,000 | 179,476,000 | 183,085,000 |