Call reports 2007
ARIZONA BANK & TRUST — 2007
What ARIZONA BANK & TRUST reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 234,712,000 | 237,301,000 | 228,484,000 | 222,447,000 |
| Total loans | 171,526,000 | 165,333,000 | 163,257,000 | 160,511,000 |
| Allowance for loan losses | 2,456,000 | 2,404,000 | 2,392,000 | 3,605,000 |
| Securities available for sale | 33,797,000 | 34,760,000 | 33,814,000 | 30,758,000 |
| Securities held to maturity | 0 | 0 | 0 | 1,750,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 179,941,000 | 194,806,000 | 175,374,000 | 155,093,000 |
| Interest-bearing deposits | 144,009,000 | 152,902,000 | 145,527,000 | 130,246,000 |
| Noninterest-bearing deposits | 35,932,000 | 41,904,000 | 29,847,000 | 24,847,000 |
| Equity capital | 31,596,000 | 31,159,000 | 31,618,000 | 31,444,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 4,152,000 | 8,447,000 | 12,398,000 | 16,122,000 |
| Interest expense | 1,793,000 | 3,691,000 | 5,502,000 | 7,296,000 |
| Net interest income | 2,359,000 | 4,756,000 | 6,896,000 | 8,826,000 |
| Noninterest income | 874,000 | 1,437,000 | 1,910,000 | 2,429,000 |
| Noninterest expense | 2,566,000 | 5,148,000 | 7,547,000 | 9,455,000 |
| Provision for loan losses | 305,000 | 970,000 | 1,005,000 | 2,210,000 |
| Pretax income | 362,000 | 75,000 | 254,000 | -410,000 |
| Income tax | 120,000 | -15,000 | 28,000 | -256,000 |
| Net income | 242,000 | 90,000 | 226,000 | -154,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,015,000 | 25,894,000 | 26,057,000 | 25,706,000 |
| Total capital | 28,514,000 | 28,328,000 | 28,480,000 | 28,202,000 |
| Risk-weighted assets | 209,426,000 | 206,949,000 | 201,160,000 | 197,594,000 |