Call reports 2021
HODGE BANK & TRUST COMPANY — 2021
What HODGE BANK & TRUST COMPANY reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 84,472,000 | 83,771,000 | 85,768,000 | 84,791,000 |
| Total loans | 45,206,000 | 46,357,000 | 46,926,000 | 45,498,000 |
| Allowance for loan losses | 908,000 | 943,000 | 1,000,000 | 1,118,000 |
| Securities available for sale | 11,962,000 | 11,906,000 | 10,723,000 | 12,461,000 |
| Securities held to maturity | 2,545,000 | 2,530,000 | 2,515,000 | 2,499,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,912,000 | 69,129,000 | 70,924,000 | 70,077,000 |
| Interest-bearing deposits | 54,953,000 | 54,536,000 | 54,900,000 | 54,414,000 |
| Noninterest-bearing deposits | 14,959,000 | 14,593,000 | 16,024,000 | 15,663,000 |
| Equity capital | 13,978,000 | 14,034,000 | 14,174,000 | 14,206,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 779,000 | 1,510,000 | 2,360,000 | 3,140,000 |
| Interest expense | 69,000 | 132,000 | 190,000 | 245,000 |
| Net interest income | 710,000 | 1,378,000 | 2,170,000 | 2,895,000 |
| Noninterest income | 91,000 | 174,000 | 265,000 | 351,000 |
| Noninterest expense | 393,000 | 825,000 | 1,253,000 | 1,654,000 |
| Provision for loan losses | 210,000 | 210,000 | 250,000 | 250,000 |
| Pretax income | 198,000 | 517,000 | 932,000 | 1,342,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 198,000 | 517,000 | 932,000 | 1,342,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,006,000 | 14,051,000 | 14,191,000 | 14,326,000 |