Call reports 2020
HODGE BANK & TRUST COMPANY — 2020
What HODGE BANK & TRUST COMPANY reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 73,766,000 | 76,368,000 | 80,740,000 | 81,184,000 |
| Total loans | 47,096,000 | 47,381,000 | 48,685,000 | 46,263,000 |
| Allowance for loan losses | 932,000 | 856,000 | 862,000 | 849,000 |
| Securities available for sale | 6,631,000 | 9,351,000 | 14,132,000 | 13,972,000 |
| Securities held to maturity | 521,000 | 520,000 | 2,686,000 | 2,561,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,225,000 | 61,722,000 | 65,986,000 | 66,570,000 |
| Interest-bearing deposits | 47,480,000 | 47,889,000 | 52,531,000 | 53,336,000 |
| Noninterest-bearing deposits | 11,745,000 | 13,833,000 | 13,455,000 | 13,234,000 |
| Equity capital | 13,845,000 | 13,914,000 | 13,967,000 | 14,074,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 954,000 | 1,827,000 | 2,720,000 | 3,579,000 |
| Interest expense | 120,000 | 223,000 | 319,000 | 402,000 |
| Net interest income | 834,000 | 1,604,000 | 2,401,000 | 3,177,000 |
| Noninterest income | 92,000 | 168,000 | 241,000 | 327,000 |
| Noninterest expense | 403,000 | 842,000 | 1,272,000 | 1,710,000 |
| Provision for loan losses | 75,000 | 128,000 | 130,000 | 242,000 |
| Pretax income | 448,000 | 802,000 | 1,240,000 | 1,552,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 448,000 | 802,000 | 1,240,000 | 1,552,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,805,000 | 13,884,000 | 14,047,000 | 14,084,000 |
| Total capital | 14,334,000 | 14,429,000 | 14,606,000 | 14,594,000 |
| Risk-weighted assets | 41,921,000 | 43,290,000 | 44,377,000 | 40,500,000 |