Call reports 2016
HODGE BANK & TRUST COMPANY — 2016
What HODGE BANK & TRUST COMPANY reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 67,012,000 | 65,857,000 | 65,069,000 | 66,900,000 |
| Total loans | 44,048,000 | 44,753,000 | 46,613,000 | 48,036,000 |
| Allowance for loan losses | 1,090,000 | 1,082,000 | 1,031,000 | 1,035,000 |
| Securities available for sale | 9,045,000 | 7,424,000 | 6,730,000 | 7,918,000 |
| Securities held to maturity | 2,998,000 | 2,887,000 | 3,297,000 | 3,286,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,961,000 | 53,529,000 | 52,464,000 | 54,628,000 |
| Interest-bearing deposits | 45,185,000 | 43,769,000 | 42,410,000 | 43,313,000 |
| Noninterest-bearing deposits | 9,776,000 | 9,760,000 | 10,054,000 | 11,315,000 |
| Equity capital | 11,115,000 | 11,361,000 | 11,591,000 | 11,455,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 828,000 | 1,637,000 | 2,487,000 | 3,356,000 |
| Interest expense | 43,000 | 84,000 | 127,000 | 171,000 |
| Net interest income | 785,000 | 1,553,000 | 2,360,000 | 3,185,000 |
| Noninterest income | 109,000 | 199,000 | 295,000 | 381,000 |
| Noninterest expense | 431,000 | 840,000 | 1,242,000 | 1,634,000 |
| Provision for loan losses | 10,000 | 10,000 | 10,000 | 70,000 |
| Pretax income | 453,000 | 902,000 | 1,403,000 | 1,862,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 453,000 | 902,000 | 1,403,000 | 1,862,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,033,000 | 11,258,000 | 11,533,000 | 11,557,000 |
| Total capital | 11,530,000 | 11,764,000 | 12,055,000 | 12,094,000 |
| Risk-weighted assets | 39,135,000 | 39,868,000 | 41,242,000 | 42,430,000 |