Call reports 2015
HODGE BANK & TRUST COMPANY — 2015
What HODGE BANK & TRUST COMPANY reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 67,411,000 | 67,999,000 | 66,697,000 | 67,328,000 |
| Total loans | 43,286,000 | 43,689,000 | 43,519,000 | 44,153,000 |
| Allowance for loan losses | 1,029,000 | 1,057,000 | 1,080,000 | 1,090,000 |
| Securities available for sale | 11,750,000 | 11,094,000 | 10,930,000 | 9,659,000 |
| Securities held to maturity | 3,365,000 | 3,352,000 | 3,338,000 | 3,175,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,922,000 | 56,316,000 | 54,646,000 | 55,608,000 |
| Interest-bearing deposits | 47,043,000 | 46,302,000 | 43,844,000 | 44,320,000 |
| Noninterest-bearing deposits | 8,879,000 | 10,014,000 | 10,802,000 | 11,288,000 |
| Equity capital | 10,473,000 | 10,647,000 | 10,958,000 | 10,809,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 807,000 | 1,624,000 | 2,435,000 | 3,228,000 |
| Interest expense | 46,000 | 90,000 | 136,000 | 180,000 |
| Net interest income | 761,000 | 1,534,000 | 2,299,000 | 3,048,000 |
| Noninterest income | 88,000 | 186,000 | 288,000 | 381,000 |
| Noninterest expense | 402,000 | 807,000 | 1,213,000 | 1,623,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 417,000 | 853,000 | 1,284,000 | 1,686,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 417,000 | 853,000 | 1,284,000 | 1,686,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,380,000 | 10,629,000 | 10,872,000 | 10,805,000 |
| Total capital | 10,869,000 | 11,122,000 | 11,362,000 | 11,301,000 |
| Risk-weighted assets | 38,599,000 | 38,841,000 | 38,594,000 | 39,097,000 |