Call reports 2013
HODGE BANK & TRUST COMPANY — 2013
What HODGE BANK & TRUST COMPANY reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 67,071,000 | 65,497,000 | 67,041,000 | 66,370,000 |
| Total loans | 39,914,000 | 40,662,000 | 41,364,000 | 41,693,000 |
| Allowance for loan losses | 800,000 | 842,000 | 863,000 | 902,000 |
| Securities available for sale | 13,414,000 | 12,946,000 | 13,020,000 | 12,147,000 |
| Securities held to maturity | 2,493,000 | 2,844,000 | 2,471,000 | 2,933,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,634,000 | 55,546,000 | 56,786,000 | 56,278,000 |
| Interest-bearing deposits | 48,360,000 | 47,078,000 | 48,613,000 | 48,039,000 |
| Noninterest-bearing deposits | 8,274,000 | 8,469,000 | 8,173,000 | 8,239,000 |
| Equity capital | 8,986,000 | 8,736,000 | 8,980,000 | 9,054,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 761,000 | 1,532,000 | 2,323,000 | 3,134,000 |
| Interest expense | 68,000 | 130,000 | 186,000 | 239,000 |
| Net interest income | 693,000 | 1,402,000 | 2,137,000 | 2,895,000 |
| Noninterest income | 83,000 | 164,000 | 254,000 | 419,000 |
| Noninterest expense | 405,000 | 809,000 | 1,227,000 | 1,632,000 |
| Provision for loan losses | 45,000 | 90,000 | 120,000 | 165,000 |
| Pretax income | 326,000 | 667,000 | 1,044,000 | 1,517,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 326,000 | 667,000 | 1,044,000 | 1,517,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,767,000 | 8,952,000 | 9,172,000 | 9,381,000 |
| Total capital | 9,238,000 | 9,415,000 | 9,660,000 | 9,788,000 |
| Risk-weighted assets | 37,292,000 | 36,695,000 | 38,631,000 | 37,593,000 |