Call reports 2012
HODGE BANK & TRUST COMPANY — 2012
What HODGE BANK & TRUST COMPANY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 65,347,000 | 65,379,000 | 65,572,000 | 66,656,000 |
| Total loans | 36,822,000 | 38,138,000 | 38,793,000 | 40,028,000 |
| Allowance for loan losses | 680,000 | 687,000 | 702,000 | 756,000 |
| Securities available for sale | 16,775,000 | 15,500,000 | 16,061,000 | 14,639,000 |
| Securities held to maturity | 509,000 | 508,000 | 1,142,000 | 1,138,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,818,000 | 55,576,000 | 55,564,000 | 56,721,000 |
| Interest-bearing deposits | 47,972,000 | 48,015,000 | 47,989,000 | 48,425,000 |
| Noninterest-bearing deposits | 7,846,000 | 7,561,000 | 7,575,000 | 8,296,000 |
| Equity capital | 8,227,000 | 8,451,000 | 8,652,000 | 8,831,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 763,000 | 1,528,000 | 2,320,000 | 3,102,000 |
| Interest expense | 91,000 | 176,000 | 256,000 | 331,000 |
| Net interest income | 672,000 | 1,352,000 | 2,064,000 | 2,771,000 |
| Noninterest income | 81,000 | 172,000 | 263,000 | 489,000 |
| Noninterest expense | 418,000 | 834,000 | 1,256,000 | 1,666,000 |
| Provision for loan losses | 35,000 | 70,000 | 130,000 | 180,000 |
| Pretax income | 304,000 | 624,000 | 941,000 | 1,418,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 304,000 | 624,000 | 941,000 | 1,418,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,030,000 | 8,194,000 | 8,355,000 | 8,597,000 |
| Total capital | 8,470,000 | 8,643,000 | 8,805,000 | 9,062,000 |
| Risk-weighted assets | 34,982,000 | 35,748,000 | 36,089,000 | 36,896,000 |