Call report 2004Q4
CITIZENS STATE BANK — 2004Q4
The 22 measures CITIZENS STATE BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 62,463,000 | USD | evidence → |
| Total loans | 28,595,000 | USD | evidence → |
| Allowance for loan losses | 1,132,000 | USD | evidence → |
| Securities available for sale | 28,627,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 54,454,000 | USD | evidence → |
| Interest-bearing deposits | 48,800,000 | USD | evidence → |
| Noninterest-bearing deposits | 5,654,000 | USD | evidence → |
| Equity capital | 6,911,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,306,000 | USD | evidence → |
| Interest expense | 852,000 | USD | evidence → |
| Net interest income | 2,454,000 | USD | evidence → |
| Noninterest income | 763,000 | USD | evidence → |
| Noninterest expense | 2,692,000 | USD | evidence → |
| Provision for loan losses | 165,000 | USD | evidence → |
| Pretax income | 456,000 | USD | evidence → |
| Income tax | -115,000 | USD | evidence → |
| Net income | 571,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,934,000 | USD | evidence → |
| Total capital | 7,125,000 | USD | evidence → |
| Risk-weighted assets | 35,548,000 | USD | evidence → |
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