Call reports 2025
PEOPLES BANK, THE — 2025
What PEOPLES BANK, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 541,893,000 | 551,989,000 | 563,936,000 | 555,786,000 |
| Total loans | 213,388,000 | 216,227,000 | 221,499,000 | 227,978,000 |
| Allowance for loan losses | 2,987,000 | 3,028,000 | 3,066,000 | 3,123,000 |
| Securities available for sale | 198,271,000 | 209,534,000 | 217,762,000 | 225,762,000 |
| Securities held to maturity | 64,715,000 | 64,943,000 | 65,118,000 | 63,054,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 488,640,000 | 497,018,000 | 505,350,000 | 497,883,000 |
| Interest-bearing deposits | 394,373,000 | 401,879,000 | 412,693,000 | 406,228,000 |
| Noninterest-bearing deposits | 94,267,000 | 95,139,000 | 92,657,000 | 91,655,000 |
| Equity capital | 45,474,000 | 47,291,000 | 50,907,000 | 50,809,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 5,293,000 | 10,908,000 | 16,773,000 | 22,734,000 |
| Interest expense | 2,507,000 | 5,096,000 | 7,703,000 | 10,294,000 |
| Net interest income | 2,786,000 | 5,812,000 | 9,070,000 | 12,440,000 |
| Noninterest income | 1,165,000 | 2,215,000 | 3,425,000 | 4,503,000 |
| Noninterest expense | 2,515,000 | 5,041,000 | 7,600,000 | 10,595,000 |
| Provision for loan losses | 18,000 | 72,000 | 128,000 | 191,000 |
| Pretax income | 1,154,000 | 2,650,000 | 4,496,000 | 5,876,000 |
| Income tax | 195,000 | 460,000 | 815,000 | 1,114,000 |
| Net income | 959,000 | 2,190,000 | 3,681,000 | 4,762,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,888,000 | 57,707,000 | 58,717,000 | 58,066,000 |
| Total capital | 59,875,000 | 60,735,000 | 61,783,000 | 61,189,000 |
| Risk-weighted assets | 262,352,000 | 268,203,000 | 272,675,000 | 278,996,000 |