Call reports 2024
PEOPLES BANK, THE — 2024
What PEOPLES BANK, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 504,015,000 | 508,506,000 | 523,432,000 | 523,535,000 |
| Total loans | 203,768,000 | 204,120,000 | 208,980,000 | 210,467,000 |
| Allowance for loan losses | 3,037,000 | 2,993,000 | 3,026,000 | 2,969,000 |
| Securities available for sale | 177,875,000 | 182,238,000 | 193,090,000 | 198,785,000 |
| Securities held to maturity | 68,024,000 | 70,762,000 | 68,763,000 | 66,895,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 455,683,000 | 459,505,000 | 469,458,000 | 473,806,000 |
| Interest-bearing deposits | 366,268,000 | 371,239,000 | 379,349,000 | 386,119,000 |
| Noninterest-bearing deposits | 89,415,000 | 88,266,000 | 90,109,000 | 87,687,000 |
| Equity capital | 40,461,000 | 41,262,000 | 45,886,000 | 41,820,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 4,599,000 | 9,443,000 | 14,521,000 | 19,687,000 |
| Interest expense | 2,037,000 | 4,181,000 | 6,471,000 | 8,940,000 |
| Net interest income | 2,562,000 | 5,262,000 | 8,050,000 | 10,747,000 |
| Noninterest income | 1,494,000 | 2,804,000 | 4,262,000 | 5,838,000 |
| Noninterest expense | 2,440,000 | 4,876,000 | 7,489,000 | 10,801,000 |
| Provision for loan losses | 0 | 0 | 59,000 | 59,000 |
| Pretax income | 1,616,000 | 3,190,000 | 4,749,000 | 5,641,000 |
| Income tax | 244,000 | 590,000 | 941,000 | 1,093,000 |
| Net income | 1,372,000 | 2,600,000 | 3,808,000 | 4,548,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,264,000 | 55,010,000 | 55,738,000 | 55,023,000 |
| Total capital | 57,301,000 | 58,003,000 | 58,764,000 | 57,992,000 |
| Risk-weighted assets | 248,687,000 | 251,665,000 | 255,961,000 | 258,311,000 |