Call reports 2023
PEOPLES BANK, THE — 2023
What PEOPLES BANK, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 510,364,000 | 508,174,000 | 495,453,000 | 499,846,000 |
| Total loans | 194,357,000 | 196,158,000 | 195,552,000 | 197,513,000 |
| Allowance for loan losses | 3,020,000 | 3,094,000 | 3,188,000 | 3,059,000 |
| Securities available for sale | 186,387,000 | 182,393,000 | 175,441,000 | 174,925,000 |
| Securities held to maturity | 79,113,000 | 76,953,000 | 73,047,000 | 69,643,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 463,335,000 | 461,342,000 | 452,783,000 | 451,428,000 |
| Interest-bearing deposits | 361,509,000 | 361,493,000 | 350,733,000 | 355,553,000 |
| Noninterest-bearing deposits | 101,826,000 | 99,849,000 | 102,050,000 | 95,875,000 |
| Equity capital | 38,002,000 | 37,056,000 | 34,202,000 | 40,043,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 4,088,000 | 8,334,000 | 12,583,000 | 17,100,000 |
| Interest expense | 1,128,000 | 2,448,000 | 3,907,000 | 5,582,000 |
| Net interest income | 2,960,000 | 5,886,000 | 8,676,000 | 11,518,000 |
| Noninterest income | 1,103,000 | 2,044,000 | 3,224,000 | 5,829,000 |
| Noninterest expense | 2,416,000 | 4,786,000 | 7,376,000 | 10,471,000 |
| Provision for loan losses | 21,000 | 113,000 | 206,000 | 238,000 |
| Pretax income | 1,429,000 | 2,834,000 | 4,121,000 | 6,067,000 |
| Income tax | 105,000 | 283,000 | 509,000 | 1,045,000 |
| Net income | 1,324,000 | 2,551,000 | 3,612,000 | 5,022,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,083,000 | 52,762,000 | 53,205,000 | 52,884,000 |
| Total capital | 55,103,000 | 55,835,000 | 56,341,000 | 55,943,000 |
| Risk-weighted assets | 244,979,000 | 245,823,000 | 250,844,000 | 244,777,000 |