Call reports 2022
PEOPLES BANK, THE — 2022
What PEOPLES BANK, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 543,178,000 | 531,877,000 | 522,956,000 | 509,754,000 |
| Total loans | 177,845,000 | 185,586,000 | 188,682,000 | 192,419,000 |
| Allowance for loan losses | 2,768,000 | 2,864,000 | 2,946,000 | 2,984,000 |
| Securities available for sale | 249,490,000 | 229,563,000 | 211,224,000 | 198,654,000 |
| Securities held to maturity | 80,011,000 | 80,194,000 | 79,530,000 | 78,435,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 496,369,000 | 487,487,000 | 487,162,000 | 465,544,000 |
| Interest-bearing deposits | 407,623,000 | 384,949,000 | 381,821,000 | 364,656,000 |
| Noninterest-bearing deposits | 88,746,000 | 102,538,000 | 105,341,000 | 100,888,000 |
| Equity capital | 41,623,000 | 35,079,000 | 31,228,000 | 34,082,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,615,000 | 7,305,000 | 11,250,000 | 15,153,000 |
| Interest expense | 714,000 | 1,414,000 | 2,140,000 | 2,952,000 |
| Net interest income | 2,901,000 | 5,891,000 | 9,110,000 | 12,201,000 |
| Noninterest income | 1,112,000 | 2,226,000 | 3,393,000 | 4,367,000 |
| Noninterest expense | 2,383,000 | 4,931,000 | 7,644,000 | 10,346,000 |
| Provision for loan losses | 91,000 | 182,000 | 274,000 | 348,000 |
| Pretax income | 1,552,000 | 2,801,000 | 3,941,000 | 4,445,000 |
| Income tax | 153,000 | 227,000 | 286,000 | 205,000 |
| Net income | 1,399,000 | 2,574,000 | 3,655,000 | 4,240,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,384,000 | 51,151,000 | 51,686,000 | 50,750,000 |
| Total capital | 53,152,000 | 54,016,000 | 54,632,000 | 53,734,000 |
| Risk-weighted assets | 238,057,000 | 246,774,000 | 248,472,000 | 246,888,000 |