Call reports 2021
PEOPLES BANK, THE — 2021
What PEOPLES BANK, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 515,100,000 | 529,379,000 | 533,869,000 | 529,243,000 |
| Total loans | 186,426,000 | 178,422,000 | 177,629,000 | 177,798,000 |
| Allowance for loan losses | 2,127,000 | 2,311,000 | 2,506,000 | 2,678,000 |
| Securities available for sale | 188,559,000 | 214,628,000 | 241,446,000 | 239,832,000 |
| Securities held to maturity | 94,983,000 | 91,244,000 | 83,478,000 | 78,627,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 458,071,000 | 467,341,000 | 470,387,000 | 471,782,000 |
| Interest-bearing deposits | 370,463,000 | 377,249,000 | 378,809,000 | 379,341,000 |
| Noninterest-bearing deposits | 87,608,000 | 90,092,000 | 91,578,000 | 92,441,000 |
| Equity capital | 50,413,000 | 52,047,000 | 52,739,000 | 51,769,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 4,030,000 | 7,939,000 | 11,590,000 | 15,409,000 |
| Interest expense | 752,000 | 1,461,000 | 2,185,000 | 2,910,000 |
| Net interest income | 3,278,000 | 6,478,000 | 9,405,000 | 12,499,000 |
| Noninterest income | 1,053,000 | 1,887,000 | 2,997,000 | 5,749,000 |
| Noninterest expense | 2,549,000 | 4,953,000 | 7,551,000 | 11,125,000 |
| Provision for loan losses | 180,000 | 362,000 | 546,000 | 730,000 |
| Pretax income | 1,602,000 | 3,064,000 | 4,546,000 | 6,633,000 |
| Income tax | 88,000 | 198,000 | 366,000 | 832,000 |
| Net income | 1,514,000 | 2,866,000 | 4,180,000 | 5,801,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,054,000 | 47,782,000 | 48,822,000 | 48,975,000 |
| Total capital | 49,181,000 | 50,093,000 | 51,328,000 | 51,653,000 |
| Risk-weighted assets | 226,605,000 | 218,604,000 | 227,912,000 | 228,894,000 |