Call reports 2020
PEOPLES BANK, THE — 2020
What PEOPLES BANK, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 434,022,000 | 457,020,000 | 475,014,000 | 485,218,000 |
| Total loans | 186,288,000 | 198,068,000 | 194,291,000 | 189,840,000 |
| Allowance for loan losses | 1,050,000 | 1,334,000 | 1,499,000 | 1,844,000 |
| Securities available for sale | 99,021,000 | 103,672,000 | 136,828,000 | 156,408,000 |
| Securities held to maturity | 112,672,000 | 108,946,000 | 104,282,000 | 98,137,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 372,560,000 | 399,326,000 | 413,175,000 | 422,949,000 |
| Interest-bearing deposits | 315,108,000 | 316,472,000 | 325,878,000 | 334,187,000 |
| Noninterest-bearing deposits | 57,452,000 | 82,854,000 | 87,297,000 | 88,762,000 |
| Equity capital | 48,433,000 | 50,151,000 | 51,031,000 | 51,036,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,787,000 | 7,631,000 | 11,523,000 | 15,139,000 |
| Interest expense | 841,000 | 1,630,000 | 2,421,000 | 3,184,000 |
| Net interest income | 2,946,000 | 6,001,000 | 9,102,000 | 11,955,000 |
| Noninterest income | 993,000 | 1,677,000 | 2,649,000 | 4,237,000 |
| Noninterest expense | 2,309,000 | 4,765,000 | 7,476,000 | 10,705,000 |
| Provision for loan losses | 291,000 | 563,000 | 839,000 | 1,215,000 |
| Pretax income | 1,339,000 | 2,367,000 | 3,457,000 | 4,293,000 |
| Income tax | 136,000 | 232,000 | 351,000 | 134,000 |
| Net income | 1,203,000 | 2,135,000 | 3,106,000 | 4,159,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,640,000 | 45,227,000 | 45,854,000 | 45,536,000 |
| Total capital | 45,690,000 | 46,561,000 | 47,353,000 | 47,380,000 |
| Risk-weighted assets | 210,877,000 | 226,422,000 | 228,498,000 | 228,743,000 |