Call reports 2019
PEOPLES BANK, THE — 2019
What PEOPLES BANK, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 425,964,000 | 428,252,000 | 425,238,000 | 417,025,000 |
| Total loans | 180,562,000 | 185,693,000 | 187,454,000 | 188,625,000 |
| Allowance for loan losses | 2,288,000 | 2,180,000 | 1,437,000 | 1,547,000 |
| Securities available for sale | 80,034,000 | 86,797,000 | 89,381,000 | 85,615,000 |
| Securities held to maturity | 120,973,000 | 120,052,000 | 113,641,000 | 107,216,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 371,419,000 | 370,633,000 | 364,581,000 | 362,168,000 |
| Interest-bearing deposits | 296,871,000 | 299,822,000 | 295,973,000 | 296,164,000 |
| Noninterest-bearing deposits | 74,548,000 | 70,811,000 | 68,608,000 | 66,004,000 |
| Equity capital | 44,819,000 | 46,518,000 | 47,628,000 | 46,300,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,642,000 | 7,413,000 | 11,293,000 | 15,173,000 |
| Interest expense | 746,000 | 1,529,000 | 2,366,000 | 3,224,000 |
| Net interest income | 2,896,000 | 5,884,000 | 8,927,000 | 11,949,000 |
| Noninterest income | 943,000 | 1,758,000 | 2,788,000 | 3,706,000 |
| Noninterest expense | 2,279,000 | 4,594,000 | 7,139,000 | 9,984,000 |
| Provision for loan losses | 160,000 | 433,000 | 730,000 | 1,539,000 |
| Pretax income | 1,400,000 | 2,615,000 | 3,960,000 | 4,199,000 |
| Income tax | 137,000 | 258,000 | 444,000 | 347,000 |
| Net income | 1,263,000 | 2,357,000 | 3,516,000 | 3,852,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,705,000 | 44,457,000 | 44,994,000 | 43,875,000 |
| Total capital | 45,993,000 | 46,637,000 | 46,431,000 | 45,422,000 |
| Risk-weighted assets | 208,498,000 | 214,241,000 | 206,364,000 | 210,312,000 |