Call reports 2018
PEOPLES BANK, THE — 2018
What PEOPLES BANK, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 400,862,000 | 401,588,000 | 398,452,000 | 414,047,000 |
| Total loans | 168,999,000 | 172,870,000 | 172,910,000 | 181,721,000 |
| Allowance for loan losses | 1,809,000 | 2,105,000 | 2,208,000 | 2,116,000 |
| Securities available for sale | 55,879,000 | 62,796,000 | 64,097,000 | 72,927,000 |
| Securities held to maturity | 133,141,000 | 130,608,000 | 126,446,000 | 122,740,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 348,148,000 | 345,060,000 | 345,240,000 | 361,359,000 |
| Interest-bearing deposits | 287,609,000 | 282,341,000 | 279,680,000 | 289,929,000 |
| Noninterest-bearing deposits | 60,539,000 | 62,719,000 | 65,560,000 | 71,430,000 |
| Equity capital | 41,289,000 | 41,833,000 | 42,324,000 | 42,709,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,339,000 | 6,811,000 | 10,306,000 | 13,945,000 |
| Interest expense | 591,000 | 1,223,000 | 1,872,000 | 2,581,000 |
| Net interest income | 2,748,000 | 5,588,000 | 8,434,000 | 11,364,000 |
| Noninterest income | 938,000 | 1,828,000 | 2,816,000 | 3,751,000 |
| Noninterest expense | 2,288,000 | 4,498,000 | 7,020,000 | 9,864,000 |
| Provision for loan losses | 119,000 | 452,000 | 574,000 | 669,000 |
| Pretax income | 1,305,000 | 2,440,000 | 3,630,000 | 4,568,000 |
| Income tax | 196,000 | 362,000 | 494,000 | 449,000 |
| Net income | 1,109,000 | 2,078,000 | 3,136,000 | 4,119,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,500,000 | 42,125,000 | 42,910,000 | 42,716,000 |
| Total capital | 43,309,000 | 44,230,000 | 45,118,000 | 44,832,000 |
| Risk-weighted assets | 194,737,000 | 198,755,000 | 198,063,000 | 208,048,000 |