Call reports 2017
PEOPLES BANK, THE — 2017
What PEOPLES BANK, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 403,052,000 | 395,964,000 | 391,559,000 | 389,660,000 |
| Total loans | 159,490,000 | 160,983,000 | 162,777,000 | 170,011,000 |
| Allowance for loan losses | 1,431,000 | 1,564,000 | 1,557,000 | 1,704,000 |
| Securities available for sale | 50,824,000 | 54,398,000 | 52,852,000 | 53,971,000 |
| Securities held to maturity | 153,647,000 | 143,989,000 | 138,717,000 | 134,895,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 349,621,000 | 341,698,000 | 336,977,000 | 334,916,000 |
| Interest-bearing deposits | 287,013,000 | 281,992,000 | 280,405,000 | 273,604,000 |
| Noninterest-bearing deposits | 62,608,000 | 59,706,000 | 56,572,000 | 61,312,000 |
| Equity capital | 40,263,000 | 41,419,000 | 42,242,000 | 40,969,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,248,000 | 6,433,000 | 9,873,000 | 13,218,000 |
| Interest expense | 601,000 | 1,198,000 | 1,792,000 | 2,377,000 |
| Net interest income | 2,647,000 | 5,235,000 | 8,081,000 | 10,841,000 |
| Noninterest income | 908,000 | 1,661,000 | 2,591,000 | 3,518,000 |
| Noninterest expense | 2,157,000 | 4,288,000 | 6,559,000 | 9,560,000 |
| Provision for loan losses | 93,000 | 184,000 | 276,000 | 378,000 |
| Pretax income | 1,305,000 | 2,424,000 | 3,837,000 | 4,421,000 |
| Income tax | 287,000 | 517,000 | 723,000 | 822,000 |
| Net income | 1,018,000 | 1,907,000 | 3,114,000 | 3,599,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,947,000 | 40,632,000 | 41,496,000 | 40,595,000 |
| Total capital | 41,378,000 | 42,196,000 | 43,053,000 | 42,299,000 |
| Risk-weighted assets | 188,547,000 | 186,913,000 | 187,389,000 | 193,968,000 |