Call reports 2016
PEOPLES BANK, THE — 2016
What PEOPLES BANK, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 396,756,000 | 392,780,000 | 388,502,000 | 386,476,000 |
| Total loans | 154,010,000 | 159,174,000 | 163,698,000 | 162,592,000 |
| Allowance for loan losses | 1,874,000 | 1,792,000 | 1,640,000 | 1,333,000 |
| Securities available for sale | 51,827,000 | 50,386,000 | 45,844,000 | 43,678,000 |
| Securities held to maturity | 157,323,000 | 149,162,000 | 142,819,000 | 146,904,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 343,516,000 | 334,918,000 | 332,305,000 | 333,636,000 |
| Interest-bearing deposits | 284,346,000 | 279,400,000 | 278,366,000 | 274,644,000 |
| Noninterest-bearing deposits | 59,170,000 | 55,518,000 | 53,939,000 | 58,992,000 |
| Equity capital | 40,003,000 | 40,555,000 | 40,934,000 | 39,238,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,292,000 | 6,619,000 | 9,992,000 | 13,157,000 |
| Interest expense | 618,000 | 1,235,000 | 1,864,000 | 2,460,000 |
| Net interest income | 2,674,000 | 5,384,000 | 8,128,000 | 10,697,000 |
| Noninterest income | 2,263,000 | 3,060,000 | 3,983,000 | 4,842,000 |
| Noninterest expense | 1,941,000 | 4,102,000 | 6,445,000 | 9,247,000 |
| Provision for loan losses | 0 | 0 | 150,000 | 626,000 |
| Pretax income | 2,996,000 | 4,342,000 | 5,516,000 | 5,666,000 |
| Income tax | 769,000 | 1,132,000 | 1,350,000 | 1,247,000 |
| Net income | 2,227,000 | 3,210,000 | 4,166,000 | 4,419,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,082,000 | 39,584,000 | 39,919,000 | 39,063,000 |
| Total capital | 40,956,000 | 41,376,000 | 41,559,000 | 40,396,000 |
| Risk-weighted assets | 183,861,000 | 185,681,000 | 187,021,000 | 187,786,000 |