Call reports 2015
PEOPLES BANK, THE — 2015
What PEOPLES BANK, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 367,080,000 | 387,987,000 | 388,273,000 | 388,736,000 |
| Total loans | 145,040,000 | 146,894,000 | 148,941,000 | 153,809,000 |
| Allowance for loan losses | 1,629,000 | 1,609,000 | 1,680,000 | 1,862,000 |
| Securities available for sale | 43,932,000 | 47,870,000 | 48,455,000 | 49,541,000 |
| Securities held to maturity | 143,659,000 | 153,769,000 | 158,647,000 | 153,018,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 314,694,000 | 336,192,000 | 331,309,000 | 333,640,000 |
| Interest-bearing deposits | 256,760,000 | 280,741,000 | 275,307,000 | 274,584,000 |
| Noninterest-bearing deposits | 57,934,000 | 55,451,000 | 56,002,000 | 59,056,000 |
| Equity capital | 38,435,000 | 38,496,000 | 39,461,000 | 38,590,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,134,000 | 6,289,000 | 9,546,000 | 12,857,000 |
| Interest expense | 655,000 | 1,309,000 | 1,952,000 | 2,589,000 |
| Net interest income | 2,479,000 | 4,980,000 | 7,594,000 | 10,268,000 |
| Noninterest income | 943,000 | 1,757,000 | 2,712,000 | 3,572,000 |
| Noninterest expense | 1,901,000 | 3,796,000 | 5,745,000 | 8,565,000 |
| Provision for loan losses | 0 | 7,000 | 7,000 | 208,000 |
| Pretax income | 1,521,000 | 2,934,000 | 4,554,000 | 5,067,000 |
| Income tax | 329,000 | 645,000 | 986,000 | 1,070,000 |
| Net income | 1,192,000 | 2,289,000 | 3,568,000 | 3,997,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,369,000 | 37,846,000 | 38,572,000 | 37,893,000 |
| Total capital | 38,998,000 | 39,455,000 | 40,252,000 | 39,755,000 |
| Risk-weighted assets | 174,246,000 | 178,578,000 | 179,151,000 | 183,312,000 |