Call reports 2014
PEOPLES BANK, THE — 2014
What PEOPLES BANK, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 363,442,000 | 364,126,000 | 360,425,000 | 361,798,000 |
| Total loans | 136,501,000 | 140,643,000 | 142,023,000 | 143,555,000 |
| Allowance for loan losses | 1,686,000 | 1,824,000 | 1,847,000 | 1,618,000 |
| Securities available for sale | 43,369,000 | 44,367,000 | 41,607,000 | 40,262,000 |
| Securities held to maturity | 145,501,000 | 150,505,000 | 146,334,000 | 143,393,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 312,459,000 | 309,584,000 | 305,156,000 | 310,806,000 |
| Interest-bearing deposits | 259,243,000 | 259,893,000 | 253,959,000 | 256,240,000 |
| Noninterest-bearing deposits | 53,216,000 | 49,691,000 | 51,197,000 | 54,566,000 |
| Equity capital | 36,769,000 | 37,273,000 | 37,940,000 | 37,478,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,139,000 | 6,162,000 | 9,374,000 | 12,761,000 |
| Interest expense | 782,000 | 1,534,000 | 2,261,000 | 2,942,000 |
| Net interest income | 2,357,000 | 4,628,000 | 7,113,000 | 9,819,000 |
| Noninterest income | 879,000 | 1,720,000 | 2,632,000 | 3,526,000 |
| Noninterest expense | 1,841,000 | 3,874,000 | 5,844,000 | 8,507,000 |
| Provision for loan losses | 0 | 0 | 0 | 24,000 |
| Pretax income | 1,395,000 | 2,474,000 | 3,901,000 | 4,814,000 |
| Income tax | 249,000 | 528,000 | 868,000 | 1,004,000 |
| Net income | 1,146,000 | 1,946,000 | 3,033,000 | 3,810,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,138,000 | 36,455,000 | 37,129,000 | 36,521,000 |
| Total capital | 37,824,000 | 38,279,000 | 38,976,000 | 38,139,000 |
| Risk-weighted assets | 169,505,000 | 172,632,000 | 173,270,000 | 174,146,000 |