Call reports 2013
PEOPLES BANK, THE — 2013
What PEOPLES BANK, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 372,944,000 | 366,879,000 | 350,367,000 | 354,455,000 |
| Total loans | 154,505,000 | 142,504,000 | 136,601,000 | 140,614,000 |
| Allowance for loan losses | 1,774,000 | 1,621,000 | 1,562,000 | 1,629,000 |
| Securities available for sale | 49,384,000 | 46,413,000 | 39,670,000 | 38,194,000 |
| Securities held to maturity | 131,243,000 | 140,646,000 | 141,505,000 | 144,363,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 320,738,000 | 309,524,000 | 299,354,000 | 302,664,000 |
| Interest-bearing deposits | 271,049,000 | 261,955,000 | 252,919,000 | 254,038,000 |
| Noninterest-bearing deposits | 49,689,000 | 47,569,000 | 46,435,000 | 48,626,000 |
| Equity capital | 36,191,000 | 35,827,000 | 36,216,000 | 35,853,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,189,000 | 6,324,000 | 9,473,000 | 12,605,000 |
| Interest expense | 943,000 | 1,859,000 | 2,709,000 | 3,492,000 |
| Net interest income | 2,246,000 | 4,465,000 | 6,764,000 | 9,113,000 |
| Noninterest income | 784,000 | 1,559,000 | 2,525,000 | 3,342,000 |
| Noninterest expense | 1,813,000 | 3,706,000 | 5,713,000 | 7,984,000 |
| Provision for loan losses | 176,000 | 359,000 | 547,000 | 566,000 |
| Pretax income | 1,041,000 | 1,959,000 | 3,029,000 | 3,905,000 |
| Income tax | 186,000 | 352,000 | 552,000 | 686,000 |
| Net income | 855,000 | 1,607,000 | 2,477,000 | 3,219,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,834,000 | 35,173,000 | 35,631,000 | 35,335,000 |
| Total capital | 36,608,000 | 36,794,000 | 37,193,000 | 36,964,000 |
| Risk-weighted assets | 174,245,000 | 174,189,000 | 165,952,000 | 170,257,000 |