Call reports 2012
PEOPLES BANK, THE — 2012
What PEOPLES BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 382,849,000 | 387,532,000 | 380,232,000 | 372,292,000 |
| Total loans | 163,220,000 | 163,587,000 | 162,069,000 | 160,537,000 |
| Allowance for loan losses | 1,589,000 | 1,718,000 | 1,900,000 | 1,574,000 |
| Securities available for sale | 55,941,000 | 49,587,000 | 49,516,000 | 48,538,000 |
| Securities held to maturity | 129,089,000 | 136,608,000 | 128,831,000 | 125,245,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 329,479,000 | 332,427,000 | 322,729,000 | 317,858,000 |
| Interest-bearing deposits | 282,516,000 | 287,051,000 | 279,667,000 | 272,051,000 |
| Noninterest-bearing deposits | 46,963,000 | 45,376,000 | 43,062,000 | 45,807,000 |
| Equity capital | 35,604,000 | 35,838,000 | 36,446,000 | 35,847,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,652,000 | 7,228,000 | 10,746,000 | 14,067,000 |
| Interest expense | 1,278,000 | 2,457,000 | 3,600,000 | 4,681,000 |
| Net interest income | 2,374,000 | 4,771,000 | 7,146,000 | 9,386,000 |
| Noninterest income | 784,000 | 1,552,000 | 2,438,000 | 3,276,000 |
| Noninterest expense | 1,912,000 | 3,802,000 | 5,683,000 | 7,829,000 |
| Provision for loan losses | 180,000 | 362,000 | 544,000 | 732,000 |
| Pretax income | 1,066,000 | 2,159,000 | 3,357,000 | 4,101,000 |
| Income tax | 137,000 | 389,000 | 681,000 | 787,000 |
| Net income | 929,000 | 1,770,000 | 2,676,000 | 3,314,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,079,000 | 34,298,000 | 34,793,000 | 34,392,000 |
| Total capital | 35,668,000 | 36,016,000 | 36,693,000 | 35,966,000 |
| Risk-weighted assets | 183,562,000 | 183,274,000 | 180,058,000 | 176,552,000 |