Call reports 2011
PEOPLES BANK, THE — 2011
What PEOPLES BANK, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 372,330,000 | 370,462,000 | 378,654,000 | 373,903,000 |
| Total loans | 163,091,000 | 166,165,000 | 164,841,000 | 168,297,000 |
| Allowance for loan losses | 1,261,000 | 1,443,000 | 1,428,000 | 1,388,000 |
| Securities available for sale | 67,786,000 | 62,708,000 | 59,019,000 | 57,279,000 |
| Securities held to maturity | 103,408,000 | 105,219,000 | 110,391,000 | 115,023,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 317,465,000 | 317,197,000 | 322,931,000 | 318,096,000 |
| Interest-bearing deposits | 271,944,000 | 277,059,000 | 277,606,000 | 274,552,000 |
| Noninterest-bearing deposits | 45,521,000 | 40,138,000 | 45,325,000 | 43,544,000 |
| Equity capital | 34,074,000 | 34,858,000 | 35,722,000 | 35,163,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,910,000 | 7,866,000 | 11,801,000 | 15,547,000 |
| Interest expense | 1,466,000 | 2,891,000 | 4,305,000 | 5,639,000 |
| Net interest income | 2,444,000 | 4,975,000 | 7,496,000 | 9,908,000 |
| Noninterest income | 812,000 | 1,582,000 | 2,473,000 | 3,282,000 |
| Noninterest expense | 1,865,000 | 3,782,000 | 5,521,000 | 8,160,000 |
| Provision for loan losses | 190,000 | 377,000 | 561,000 | 751,000 |
| Pretax income | 1,201,000 | 2,398,000 | 3,887,000 | 4,279,000 |
| Income tax | 140,000 | 448,000 | 788,000 | 806,000 |
| Net income | 1,061,000 | 1,950,000 | 3,099,000 | 3,473,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,910,000 | 33,381,000 | 34,114,000 | 33,514,000 |
| Total capital | 34,171,000 | 34,824,000 | 35,542,000 | 34,902,000 |
| Risk-weighted assets | 184,409,000 | 184,175,000 | 185,409,000 | 186,822,000 |