Call reports 2010
PEOPLES BANK, THE — 2010
What PEOPLES BANK, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 354,294,000 | 357,831,000 | 356,484,000 | 359,475,000 |
| Total loans | 172,546,000 | 167,589,000 | 165,525,000 | 167,079,000 |
| Allowance for loan losses | 1,131,000 | 1,299,000 | 1,421,000 | 1,261,000 |
| Securities available for sale | 71,871,000 | 74,356,000 | 70,943,000 | 66,376,000 |
| Securities held to maturity | 70,651,000 | 76,633,000 | 84,651,000 | 93,076,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 299,658,000 | 302,729,000 | 301,185,000 | 305,302,000 |
| Interest-bearing deposits | 261,267,000 | 265,102,000 | 263,403,000 | 263,576,000 |
| Noninterest-bearing deposits | 38,391,000 | 37,627,000 | 37,782,000 | 41,726,000 |
| Equity capital | 33,645,000 | 34,567,000 | 34,798,000 | 33,635,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,987,000 | 8,111,000 | 12,034,000 | 15,882,000 |
| Interest expense | 1,692,000 | 3,358,000 | 4,980,000 | 6,533,000 |
| Net interest income | 2,295,000 | 4,753,000 | 7,054,000 | 9,349,000 |
| Noninterest income | 832,000 | 1,627,000 | 2,496,000 | 3,283,000 |
| Noninterest expense | 1,838,000 | 3,551,000 | 5,405,000 | 7,591,000 |
| Provision for loan losses | 180,000 | 362,000 | 546,000 | 733,000 |
| Pretax income | 1,109,000 | 2,467,000 | 3,599,000 | 4,308,000 |
| Income tax | 205,000 | 472,000 | 796,000 | 890,000 |
| Net income | 904,000 | 1,995,000 | 2,803,000 | 3,418,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,191,000 | 32,870,000 | 33,057,000 | 32,475,000 |
| Total capital | 33,322,000 | 34,169,000 | 34,478,000 | 33,736,000 |
| Risk-weighted assets | 183,329,000 | 182,487,000 | 182,405,000 | 184,378,000 |