Call reports 2008
PEOPLES BANK, THE — 2008
What PEOPLES BANK, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 327,645,000 | 325,401,000 | 323,413,000 | 320,265,000 |
| Total loans | 151,622,000 | 161,325,000 | 164,533,000 | 162,745,000 |
| Allowance for loan losses | 1,105,000 | 1,135,000 | 1,177,000 | 1,558,000 |
| Securities available for sale | 100,289,000 | 94,493,000 | 91,925,000 | 83,961,000 |
| Securities held to maturity | 40,508,000 | 40,704,000 | 39,126,000 | 40,206,000 |
| Trading assets | 1,530,000 | 1,509,000 | 1,502,000 | 1,016,000 |
| Total deposits | 274,808,000 | 271,046,000 | 267,195,000 | 264,124,000 |
| Interest-bearing deposits | 238,056,000 | 236,077,000 | 232,778,000 | 227,839,000 |
| Noninterest-bearing deposits | 36,752,000 | 34,969,000 | 34,417,000 | 36,285,000 |
| Equity capital | 31,240,000 | 30,588,000 | 31,355,000 | 32,048,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 4,378,000 | 8,764,000 | 13,177,000 | 17,472,000 |
| Interest expense | 2,172,000 | 4,282,000 | 6,384,000 | 8,334,000 |
| Net interest income | 2,206,000 | 4,482,000 | 6,793,000 | 9,138,000 |
| Noninterest income | 806,000 | 1,684,000 | 2,669,000 | 3,475,000 |
| Noninterest expense | 1,886,000 | 3,560,000 | 5,388,000 | 7,610,000 |
| Provision for loan losses | 0 | 85,000 | 177,000 | 469,000 |
| Pretax income | 1,138,000 | 2,529,000 | 3,905,000 | 4,534,000 |
| Income tax | 269,000 | 560,000 | 869,000 | 960,000 |
| Net income | 869,000 | 1,969,000 | 3,036,000 | 3,574,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,600,000 | 30,353,000 | 30,816,000 | 30,744,000 |
| Total capital | 30,705,000 | 31,488,000 | 31,993,000 | 32,302,000 |
| Risk-weighted assets | 172,998,000 | 173,474,000 | 173,847,000 | 172,777,000 |
Machine access — free, no API key
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