Call reports 2007
PEOPLES BANK, THE — 2007
What PEOPLES BANK, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 314,688,000 | 308,400,000 | 310,847,000 | 310,955,000 |
| Total loans | 147,420,000 | 150,177,000 | 151,077,000 | 151,621,000 |
| Allowance for loan losses | 2,169,000 | 2,155,000 | 1,899,000 | 1,062,000 |
| Securities available for sale | 67,966,000 | 82,937,000 | 79,694,000 | 77,282,000 |
| Securities held to maturity | 46,566,000 | 49,030,000 | 47,470,000 | 45,966,000 |
| Trading assets | 19,568,000 | 2,987,000 | 3,008,000 | 1,518,000 |
| Total deposits | 261,908,000 | 255,072,000 | 256,978,000 | 258,677,000 |
| Interest-bearing deposits | 225,022,000 | 221,541,000 | 222,876,000 | 221,823,000 |
| Noninterest-bearing deposits | 36,886,000 | 33,531,000 | 34,102,000 | 36,854,000 |
| Equity capital | 29,925,000 | 29,560,000 | 30,446,000 | 30,183,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 4,381,000 | 8,828,000 | 13,284,000 | 17,731,000 |
| Interest expense | 2,102,000 | 4,241,000 | 6,385,000 | 8,594,000 |
| Net interest income | 2,279,000 | 4,587,000 | 6,899,000 | 9,137,000 |
| Noninterest income | 816,000 | 1,548,000 | 2,391,000 | 2,925,000 |
| Noninterest expense | 1,736,000 | 3,600,000 | 5,320,000 | 7,185,000 |
| Provision for loan losses | 1,000 | 0 | 1,000 | 501,000 |
| Pretax income | 1,358,000 | 2,535,000 | 3,969,000 | 4,376,000 |
| Income tax | 329,000 | 627,000 | 980,000 | 946,000 |
| Net income | 1,029,000 | 1,908,000 | 2,989,000 | 3,430,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,643,000 | 29,906,000 | 30,161,000 | 29,357,000 |
| Total capital | 31,727,000 | 32,024,000 | 32,060,000 | 30,419,000 |
| Risk-weighted assets | 166,645,000 | 169,431,000 | 170,014,000 | 168,453,000 |
Machine access — free, no API key
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