Call reports 2005
PEOPLES BANK, THE — 2005
What PEOPLES BANK, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 295,798,000 | 296,975,000 | 298,720,000 | 300,107,000 |
| Total loans | 135,884,000 | 136,979,000 | 139,564,000 | 142,478,000 |
| Allowance for loan losses | 2,071,000 | 2,145,000 | 1,955,000 | 1,828,000 |
| Securities available for sale | 91,970,000 | 89,037,000 | 86,403,000 | 87,106,000 |
| Securities held to maturity | 46,333,000 | 45,374,000 | 44,267,000 | 43,496,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 245,398,000 | 244,719,000 | 248,206,000 | 250,033,000 |
| Interest-bearing deposits | 215,268,000 | 214,502,000 | 216,658,000 | 216,022,000 |
| Noninterest-bearing deposits | 30,130,000 | 30,217,000 | 31,548,000 | 34,011,000 |
| Equity capital | 27,967,000 | 28,581,000 | 27,930,000 | 27,949,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 3,613,000 | 7,318,000 | 11,114,000 | 14,929,000 |
| Interest expense | 1,422,000 | 2,922,000 | 4,492,000 | 6,051,000 |
| Net interest income | 2,191,000 | 4,396,000 | 6,622,000 | 8,878,000 |
| Noninterest income | 689,000 | 1,371,000 | 2,146,000 | 2,629,000 |
| Noninterest expense | 1,713,000 | 3,484,000 | 5,358,000 | 6,822,000 |
| Provision for loan losses | 90,000 | 181,000 | 178,000 | 89,000 |
| Pretax income | 1,077,000 | 2,102,000 | 3,232,000 | 4,499,000 |
| Income tax | 215,000 | 454,000 | 840,000 | 1,047,000 |
| Net income | 862,000 | 1,648,000 | 2,392,000 | 3,452,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,088,000 | 28,255,000 | 27,736,000 | 28,320,000 |
| Total capital | 29,964,000 | 30,121,000 | 29,627,000 | 30,148,000 |
| Risk-weighted assets | 149,115,000 | 148,275,000 | 151,277,000 | 152,210,000 |
Machine access — free, no API key
Every figure shown here about PEOPLES BANK, THE — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.