Call reports 2025
BANK OF BEAVER CITY, THE — 2025
What BANK OF BEAVER CITY, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 178,824,000 | 177,900,000 | 174,183,000 | 180,231,000 |
| Total loans | 103,912,000 | 106,272,000 | 108,652,000 | 108,074,000 |
| Allowance for loan losses | 1,364,000 | 1,364,000 | 1,385,000 | 1,447,000 |
| Securities available for sale | 53,691,000 | 53,500,000 | 52,901,000 | 51,328,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 163,162,000 | 161,931,000 | 156,444,000 | 162,299,000 |
| Interest-bearing deposits | 122,090,000 | 120,174,000 | 118,855,000 | 117,446,000 |
| Noninterest-bearing deposits | 41,072,000 | 41,757,000 | 37,589,000 | 44,853,000 |
| Equity capital | 9,698,000 | 10,092,000 | 11,715,000 | 12,226,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,268,000 | 4,626,000 | 6,969,000 | 9,328,000 |
| Interest expense | 847,000 | 1,664,000 | 2,449,000 | 3,217,000 |
| Net interest income | 1,421,000 | 2,962,000 | 4,520,000 | 6,111,000 |
| Noninterest income | 214,000 | 445,000 | 659,000 | 853,000 |
| Noninterest expense | 1,138,000 | 2,321,000 | 3,515,000 | 4,706,000 |
| Provision for loan losses | 0 | 0 | 45,000 | 75,000 |
| Pretax income | 497,000 | 1,086,000 | 1,618,000 | 2,182,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 497,000 | 1,086,000 | 1,618,000 | 2,182,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,138,000 | 16,379,000 | 16,592,000 | 16,846,000 |
| Total capital | 17,502,000 | 17,743,000 | — | — |
| Risk-weighted assets | 114,947,000 | 115,999,000 | — | — |