Call reports 2024
BANK OF BEAVER CITY, THE — 2024
What BANK OF BEAVER CITY, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 166,860,000 | 175,144,000 | 173,774,000 | 175,935,000 |
| Total loans | 91,944,000 | 95,847,000 | 99,603,000 | 105,263,000 |
| Allowance for loan losses | 1,442,000 | 1,424,000 | 1,369,000 | 1,362,000 |
| Securities available for sale | 58,554,000 | 57,199,000 | 57,540,000 | 54,010,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 154,026,000 | 161,303,000 | 157,814,000 | 161,394,000 |
| Interest-bearing deposits | 120,207,000 | 125,096,000 | 122,708,000 | 121,421,000 |
| Noninterest-bearing deposits | 33,819,000 | 36,207,000 | 35,106,000 | 39,973,000 |
| Equity capital | 6,851,000 | 7,449,000 | 9,560,000 | 8,106,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,955,000 | 4,018,000 | 6,182,000 | 8,433,000 |
| Interest expense | 894,000 | 1,805,000 | 2,742,000 | 3,639,000 |
| Net interest income | 1,061,000 | 2,213,000 | 3,440,000 | 4,794,000 |
| Noninterest income | 241,000 | 462,000 | 684,000 | 1,240,000 |
| Noninterest expense | 1,041,000 | 2,168,000 | 3,374,000 | 4,804,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 261,000 | 507,000 | 743,000 | 1,223,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 261,000 | 507,000 | 743,000 | 1,223,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,127,000 | 15,267,000 | 15,357,000 | 15,725,000 |
| Total capital | 16,461,000 | 16,640,000 | 16,726,000 | 17,086,000 |
| Risk-weighted assets | 106,631,000 | 109,797,000 | 111,669,000 | 115,921,000 |