Call reports 2023
BANK OF BEAVER CITY, THE — 2023
What BANK OF BEAVER CITY, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 166,407,000 | 161,730,000 | 158,990,000 | 164,095,000 |
| Total loans | 81,232,000 | 82,550,000 | 87,005,000 | 89,095,000 |
| Allowance for loan losses | 1,535,000 | 1,526,000 | 1,549,000 | 1,443,000 |
| Securities available for sale | 65,400,000 | 63,079,000 | 60,159,000 | 60,624,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 153,178,000 | 149,506,000 | 144,483,000 | 142,151,000 |
| Interest-bearing deposits | 116,505,000 | 114,606,000 | 111,499,000 | 105,670,000 |
| Noninterest-bearing deposits | 36,673,000 | 34,900,000 | 32,984,000 | 36,481,000 |
| Equity capital | 6,952,000 | 6,459,000 | 4,996,000 | 7,143,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,632,000 | 3,496,000 | 5,256,000 | 7,054,000 |
| Interest expense | 444,000 | 1,123,000 | 1,731,000 | 2,417,000 |
| Net interest income | 1,188,000 | 2,373,000 | 3,525,000 | 4,637,000 |
| Noninterest income | 223,000 | 437,000 | 649,000 | 854,000 |
| Noninterest expense | 1,038,000 | 2,178,000 | 3,318,000 | 4,450,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 316,000 | 575,000 | 799,000 | 984,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 316,000 | 575,000 | 799,000 | 984,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,266,000 | 15,240,000 | 14,903,000 | 15,030,000 |
| Total capital | — | — | — | 16,313,000 |
| Risk-weighted assets | — | — | — | 102,506,000 |