Call reports 2022
BANK OF BEAVER CITY, THE — 2022
What BANK OF BEAVER CITY, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 156,272,000 | 154,326,000 | 156,149,000 | 157,492,000 |
| Total loans | 62,932,000 | 70,623,000 | 76,940,000 | 81,164,000 |
| Allowance for loan losses | 1,528,000 | 1,533,000 | 1,530,000 | 1,534,000 |
| Securities available for sale | 79,065,000 | 73,365,000 | 67,939,000 | 66,606,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 143,503,000 | 142,314,000 | 145,113,000 | 143,792,000 |
| Interest-bearing deposits | 109,629,000 | 109,601,000 | 110,072,000 | 105,218,000 |
| Noninterest-bearing deposits | 33,874,000 | 32,713,000 | 35,041,000 | 38,574,000 |
| Equity capital | 11,544,000 | 7,156,000 | 5,809,000 | 6,432,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,172,000 | 2,429,000 | 3,842,000 | 5,379,000 |
| Interest expense | 92,000 | 198,000 | 375,000 | 679,000 |
| Net interest income | 1,080,000 | 2,231,000 | 3,467,000 | 4,700,000 |
| Noninterest income | 179,000 | 374,000 | 582,000 | 794,000 |
| Noninterest expense | 1,030,000 | 2,088,000 | 3,161,000 | 4,248,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 214,000 | 502,000 | 869,000 | 1,226,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 214,000 | 502,000 | 869,000 | 1,226,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,259,000 | 15,121,000 | 14,955,000 | 15,068,000 |