Call reports 2021
BANK OF BEAVER CITY, THE — 2021
What BANK OF BEAVER CITY, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 155,406,000 | 147,909,000 | 152,324,000 | 153,846,000 |
| Total loans | 73,421,000 | 70,400,000 | 68,542,000 | 67,763,000 |
| Allowance for loan losses | 985,000 | 1,105,000 | 1,178,000 | 1,535,000 |
| Securities available for sale | 61,201,000 | 68,238,000 | 71,962,000 | 71,038,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 138,917,000 | 130,802,000 | 133,079,000 | 137,765,000 |
| Interest-bearing deposits | 103,801,000 | 103,732,000 | 105,017,000 | 103,242,000 |
| Noninterest-bearing deposits | 35,116,000 | 27,070,000 | 28,062,000 | 34,523,000 |
| Equity capital | 15,536,000 | 16,145,000 | 16,276,000 | 15,189,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,237,000 | 2,923,000 | 4,338,000 | 5,569,000 |
| Interest expense | 134,000 | 250,000 | 343,000 | 441,000 |
| Net interest income | 1,103,000 | 2,673,000 | 3,995,000 | 5,128,000 |
| Noninterest income | 192,000 | 381,000 | 564,000 | 736,000 |
| Noninterest expense | 1,025,000 | 2,039,000 | 3,066,000 | 4,088,000 |
| Provision for loan losses | 110,000 | 230,000 | 320,000 | 680,000 |
| Pretax income | 180,000 | 805,000 | 1,192,000 | 1,050,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 180,000 | 805,000 | 1,192,000 | 1,050,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,180,000 | 15,585,000 | 15,471,000 | 15,128,000 |