Call reports 2020
BANK OF BEAVER CITY, THE — 2020
What BANK OF BEAVER CITY, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 128,235,000 | 137,239,000 | 134,489,000 | 138,605,000 |
| Total loans | 74,622,000 | 77,877,000 | 77,145,000 | 70,045,000 |
| Allowance for loan losses | 951,000 | 575,000 | 723,000 | 874,000 |
| Securities available for sale | 42,606,000 | 44,883,000 | 45,646,000 | 54,654,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,432,000 | 120,006,000 | 114,494,000 | 121,401,000 |
| Interest-bearing deposits | 88,502,000 | 90,384,000 | 88,652,000 | 91,975,000 |
| Noninterest-bearing deposits | 23,930,000 | 29,622,000 | 25,842,000 | 29,426,000 |
| Equity capital | 14,758,000 | 16,101,000 | 16,023,000 | 16,246,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,342,000 | 2,719,000 | 4,036,000 | 5,434,000 |
| Interest expense | 217,000 | 404,000 | 566,000 | 707,000 |
| Net interest income | 1,125,000 | 2,315,000 | 3,470,000 | 4,727,000 |
| Noninterest income | 171,000 | 505,000 | 1,022,000 | 1,220,000 |
| Noninterest expense | 1,042,000 | 2,552,000 | 3,907,000 | 4,994,000 |
| Provision for loan losses | 51,000 | 168,000 | 318,000 | 468,000 |
| Pretax income | 220,000 | 581,000 | 748,000 | 966,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 220,000 | 581,000 | 748,000 | 966,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,099,000 | 15,248,000 | 15,015,000 | 15,084,000 |