Call reports 2019
BANK OF BEAVER CITY, THE — 2019
What BANK OF BEAVER CITY, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 138,363,000 | 139,850,000 | 128,462,000 | 129,248,000 |
| Total loans | 76,758,000 | 79,544,000 | 79,796,000 | 78,137,000 |
| Allowance for loan losses | 958,000 | 1,006,000 | 1,053,000 | 1,046,000 |
| Securities available for sale | 46,325,000 | 42,944,000 | 39,323,000 | 38,862,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 122,572,000 | 123,177,000 | 111,879,000 | 112,713,000 |
| Interest-bearing deposits | 101,949,000 | 98,759,000 | 86,340,000 | 84,859,000 |
| Noninterest-bearing deposits | 20,623,000 | 24,418,000 | 25,539,000 | 27,854,000 |
| Equity capital | 14,484,000 | 15,306,000 | 15,286,000 | 15,414,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,456,000 | 2,928,000 | 4,415,000 | 5,856,000 |
| Interest expense | 283,000 | 582,000 | 839,000 | 1,068,000 |
| Net interest income | 1,173,000 | 2,346,000 | 3,576,000 | 4,788,000 |
| Noninterest income | 146,000 | 315,000 | 477,000 | 635,000 |
| Noninterest expense | 1,025,000 | 2,077,000 | 3,091,000 | 4,166,000 |
| Provision for loan losses | 0 | 51,000 | 102,000 | 153,000 |
| Pretax income | 311,000 | 558,000 | 877,000 | 1,124,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 311,000 | 558,000 | 877,000 | 1,124,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,009,000 | 14,982,000 | 14,831,000 | 14,976,000 |
| Total capital | 15,967,000 | 15,988,000 | 15,884,000 | 16,022,000 |
| Risk-weighted assets | 89,213,000 | 90,984,000 | 89,173,000 | 88,781,000 |