Call reports 2018
BANK OF BEAVER CITY, THE — 2018
What BANK OF BEAVER CITY, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 134,382,000 | 134,064,000 | 143,413,000 | 137,920,000 |
| Total loans | 78,087,000 | 78,915,000 | 83,297,000 | 80,836,000 |
| Allowance for loan losses | 1,373,000 | 1,375,000 | 1,374,000 | 1,347,000 |
| Securities available for sale | 44,012,000 | 47,096,000 | 45,954,000 | 46,841,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,511,000 | 119,188,000 | 125,867,000 | 122,909,000 |
| Interest-bearing deposits | 99,336,000 | 98,894,000 | 105,171,000 | 100,687,000 |
| Noninterest-bearing deposits | 20,175,000 | 20,294,000 | 20,696,000 | 22,222,000 |
| Equity capital | 13,461,000 | 13,483,000 | 12,967,000 | 13,655,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,370,000 | 2,763,000 | 4,223,000 | 5,733,000 |
| Interest expense | 198,000 | 398,000 | 642,000 | 926,000 |
| Net interest income | 1,172,000 | 2,365,000 | 3,581,000 | 4,807,000 |
| Noninterest income | 171,000 | 331,000 | 487,000 | 650,000 |
| Noninterest expense | 982,000 | 2,005,000 | 3,038,000 | 4,078,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 377,000 | 705,000 | 1,019,000 | 1,368,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 377,000 | 705,000 | 1,019,000 | 1,368,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,817,000 | 14,882,000 | 14,669,000 | 14,797,000 |
| Total capital | 15,934,000 | 15,999,000 | 15,850,000 | 15,939,000 |
| Risk-weighted assets | 89,130,000 | 89,115,000 | 94,362,000 | 91,193,000 |