Call reports 2017
BANK OF BEAVER CITY, THE — 2017
What BANK OF BEAVER CITY, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 133,717,000 | 137,469,000 | 134,894,000 | 134,725,000 |
| Total loans | 80,206,000 | 80,737,000 | 82,068,000 | 81,416,000 |
| Allowance for loan losses | 1,445,000 | 1,361,000 | 1,361,000 | 1,358,000 |
| Securities available for sale | 42,792,000 | 45,426,000 | 45,091,000 | 44,116,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,976,000 | 115,401,000 | 115,381,000 | 117,458,000 |
| Interest-bearing deposits | 94,368,000 | 95,847,000 | 97,055,000 | 96,849,000 |
| Noninterest-bearing deposits | 20,608,000 | 19,554,000 | 18,326,000 | 20,609,000 |
| Equity capital | 13,190,000 | 14,067,000 | 14,019,000 | 13,987,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,335,000 | 2,701,000 | 4,115,000 | 5,531,000 |
| Interest expense | 157,000 | 322,000 | 517,000 | 718,000 |
| Net interest income | 1,178,000 | 2,379,000 | 3,598,000 | 4,813,000 |
| Noninterest income | 156,000 | 308,000 | 480,000 | 722,000 |
| Noninterest expense | 1,035,000 | 2,052,000 | 3,094,000 | 4,055,000 |
| Provision for loan losses | 20,000 | 20,000 | 20,000 | 20,000 |
| Pretax income | 279,000 | 646,000 | 1,013,000 | 1,507,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 279,000 | 646,000 | 1,013,000 | 1,507,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,950,000 | 14,141,000 | 14,133,000 | 14,532,000 |
| Total capital | 15,079,000 | 15,287,000 | 15,285,000 | 15,680,000 |
| Risk-weighted assets | 90,005,000 | 91,536,000 | 92,030,000 | 91,663,000 |