Call reports 2016
BANK OF BEAVER CITY, THE — 2016
What BANK OF BEAVER CITY, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 139,566,000 | 137,008,000 | 134,712,000 | 131,951,000 |
| Total loans | 86,856,000 | 88,493,000 | 87,611,000 | 80,387,000 |
| Allowance for loan losses | 1,640,000 | 1,483,000 | 1,537,000 | 1,439,000 |
| Securities available for sale | 45,093,000 | 41,054,000 | 39,153,000 | 38,920,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 121,791,000 | 118,741,000 | 114,839,000 | 113,459,000 |
| Interest-bearing deposits | 100,729,000 | 98,537,000 | 94,955,000 | 94,309,000 |
| Noninterest-bearing deposits | 21,062,000 | 20,204,000 | 19,884,000 | 19,150,000 |
| Equity capital | 13,906,000 | 14,441,000 | 14,064,000 | 12,846,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,463,000 | 2,906,000 | 4,324,000 | 5,771,000 |
| Interest expense | 158,000 | 315,000 | 471,000 | 633,000 |
| Net interest income | 1,305,000 | 2,591,000 | 3,853,000 | 5,138,000 |
| Noninterest income | 134,000 | 296,000 | 436,000 | 596,000 |
| Noninterest expense | 1,014,000 | 2,023,000 | 3,112,000 | 4,154,000 |
| Provision for loan losses | 0 | 40,000 | 100,000 | 160,000 |
| Pretax income | 470,000 | 888,000 | 1,212,000 | 1,565,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 470,000 | 888,000 | 1,212,000 | 1,565,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,656,000 | 13,821,000 | 13,634,000 | 13,760,000 |
| Total capital | 14,857,000 | 15,032,000 | 14,830,000 | 14,885,000 |
| Risk-weighted assets | 95,680,000 | 96,640,000 | 95,397,000 | 89,716,000 |