Call reports 2014
BANK OF BEAVER CITY, THE — 2014
What BANK OF BEAVER CITY, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 142,970,000 | 139,681,000 | 143,871,000 | 142,305,000 |
| Total loans | 77,005,000 | 77,820,000 | 79,874,000 | 80,577,000 |
| Allowance for loan losses | 1,614,000 | 1,620,000 | 1,625,000 | 1,628,000 |
| Securities available for sale | 53,896,000 | 53,742,000 | 53,667,000 | 53,499,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 129,336,000 | 124,582,000 | 126,410,000 | 125,697,000 |
| Interest-bearing deposits | 106,904,000 | 104,246,000 | 104,740,000 | 105,346,000 |
| Noninterest-bearing deposits | 22,432,000 | 20,336,000 | 21,670,000 | 20,351,000 |
| Equity capital | 11,099,000 | 12,002,000 | 12,039,000 | 12,640,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,454,000 | 2,882,000 | 4,384,000 | 5,889,000 |
| Interest expense | 174,000 | 346,000 | 519,000 | 691,000 |
| Net interest income | 1,280,000 | 2,536,000 | 3,865,000 | 5,198,000 |
| Noninterest income | 137,000 | 312,000 | 456,000 | 591,000 |
| Noninterest expense | 977,000 | 1,974,000 | 2,955,000 | 3,910,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 456,000 | 886,000 | 1,372,000 | 1,895,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 456,000 | 886,000 | 1,372,000 | 1,895,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,868,000 | 12,098,000 | 12,182,000 | 12,457,000 |
| Total capital | 12,949,000 | 13,198,000 | 13,312,000 | 13,584,000 |
| Risk-weighted assets | 86,105,000 | 87,443,000 | 89,912,000 | 89,695,000 |