Call reports 2013
BANK OF BEAVER CITY, THE — 2013
What BANK OF BEAVER CITY, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 150,485,000 | 144,706,000 | 143,375,000 | 139,246,000 |
| Total loans | 74,144,000 | 76,234,000 | 77,935,000 | 74,219,000 |
| Allowance for loan losses | 1,581,000 | 1,611,000 | 1,623,000 | 1,614,000 |
| Securities available for sale | 61,957,000 | 58,774,000 | 54,234,000 | 54,112,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 136,247,000 | 130,759,000 | 130,792,000 | 126,383,000 |
| Interest-bearing deposits | 117,536,000 | 112,764,000 | 109,531,000 | 107,580,000 |
| Noninterest-bearing deposits | 18,711,000 | 17,995,000 | 21,261,000 | 18,803,000 |
| Equity capital | 11,371,000 | 10,160,000 | 9,799,000 | 10,276,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,438,000 | 2,852,000 | 4,279,000 | 5,740,000 |
| Interest expense | 284,000 | 544,000 | 759,000 | 957,000 |
| Net interest income | 1,154,000 | 2,308,000 | 3,520,000 | 4,783,000 |
| Noninterest income | 129,000 | 270,000 | 420,000 | 708,000 |
| Noninterest expense | 912,000 | 1,848,000 | 2,823,000 | 3,807,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 383,000 | 750,000 | 1,145,000 | 1,664,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 383,000 | 750,000 | 1,145,000 | 1,664,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,995,000 | 11,155,000 | 11,129,000 | 11,484,000 |
| Total capital | 12,063,000 | 12,247,000 | 12,234,000 | 12,544,000 |
| Risk-weighted assets | 84,893,000 | 86,828,000 | 87,871,000 | 84,285,000 |