Call reports 2012
BANK OF BEAVER CITY, THE — 2012
What BANK OF BEAVER CITY, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 143,638,000 | 141,968,000 | 142,684,000 | 148,155,000 |
| Total loans | 78,719,000 | 78,855,000 | 78,500,000 | 76,040,000 |
| Allowance for loan losses | 1,529,000 | 1,543,000 | 1,555,000 | 1,566,000 |
| Securities available for sale | 45,092,000 | 54,145,000 | 51,996,000 | 56,799,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 129,529,000 | 128,070,000 | 128,303,000 | 133,813,000 |
| Interest-bearing deposits | 113,139,000 | 110,927,000 | 109,318,000 | 112,128,000 |
| Noninterest-bearing deposits | 16,390,000 | 17,143,000 | 18,985,000 | 21,685,000 |
| Equity capital | 10,909,000 | 10,804,000 | 11,314,000 | 11,389,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,633,000 | 3,224,000 | 4,801,000 | 6,310,000 |
| Interest expense | 373,000 | 716,000 | 1,043,000 | 1,348,000 |
| Net interest income | 1,260,000 | 2,508,000 | 3,758,000 | 4,962,000 |
| Noninterest income | 144,000 | 271,000 | 404,000 | 542,000 |
| Noninterest expense | 924,000 | 1,830,000 | 2,744,000 | 3,607,000 |
| Provision for loan losses | 75,000 | 75,000 | 75,000 | 75,000 |
| Pretax income | 459,000 | 1,058,000 | 1,632,000 | 2,064,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 459,000 | 1,058,000 | 1,632,000 | 2,064,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,190,000 | 10,274,000 | 10,493,000 | 10,685,000 |
| Total capital | 11,262,000 | 11,335,000 | 11,566,000 | 11,761,000 |
| Risk-weighted assets | 85,272,000 | 84,280,000 | 85,350,000 | 85,344,000 |