Call reports 2011
BANK OF BEAVER CITY, THE — 2011
What BANK OF BEAVER CITY, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 141,304,000 | 136,247,000 | 137,844,000 | 138,417,000 |
| Total loans | 81,687,000 | 81,927,000 | 82,875,000 | 82,953,000 |
| Allowance for loan losses | 1,296,000 | 1,296,000 | 1,355,000 | 1,545,000 |
| Securities available for sale | 45,726,000 | 46,807,000 | 42,734,000 | 43,334,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,004,000 | 122,619,000 | 123,889,000 | 124,396,000 |
| Interest-bearing deposits | 113,201,000 | 109,344,000 | 108,558,000 | 109,679,000 |
| Noninterest-bearing deposits | 14,803,000 | 13,275,000 | 15,331,000 | 14,717,000 |
| Equity capital | 9,748,000 | 10,133,000 | 10,513,000 | 10,742,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,692,000 | 3,401,000 | 5,078,000 | 6,751,000 |
| Interest expense | 518,000 | 969,000 | 1,380,000 | 1,767,000 |
| Net interest income | 1,174,000 | 2,432,000 | 3,698,000 | 4,984,000 |
| Noninterest income | 148,000 | 288,000 | 456,000 | 601,000 |
| Noninterest expense | 858,000 | 1,777,000 | 2,737,000 | 3,473,000 |
| Provision for loan losses | 0 | 0 | 75,000 | 190,000 |
| Pretax income | 501,000 | 1,045,000 | 1,495,000 | 2,240,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 501,000 | 1,045,000 | 1,495,000 | 2,240,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,599,000 | 9,538,000 | 9,674,000 | 10,066,000 |
| Total capital | 10,659,000 | 10,595,000 | 10,748,000 | 11,158,000 |
| Risk-weighted assets | 84,590,000 | 84,306,000 | 87,317,000 | 86,898,000 |