Call reports 2010
BANK OF BEAVER CITY, THE — 2010
What BANK OF BEAVER CITY, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 133,611,000 | 141,277,000 | 142,702,000 | 141,117,000 |
| Total loans | 82,826,000 | 85,913,000 | 85,111,000 | 84,278,000 |
| Allowance for loan losses | 1,082,000 | 1,125,000 | 923,000 | 915,000 |
| Securities available for sale | 34,937,000 | 41,220,000 | 46,551,000 | 44,063,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,869,000 | 127,242,000 | 129,295,000 | 128,333,000 |
| Interest-bearing deposits | 109,578,000 | 117,071,000 | 117,563,000 | 115,413,000 |
| Noninterest-bearing deposits | 10,291,000 | 10,171,000 | 11,732,000 | 12,920,000 |
| Equity capital | 8,798,000 | 9,137,000 | 9,580,000 | 9,111,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,669,000 | 3,382,000 | 5,149,000 | 6,903,000 |
| Interest expense | 682,000 | 1,394,000 | 2,069,000 | 2,670,000 |
| Net interest income | 987,000 | 1,988,000 | 3,080,000 | 4,233,000 |
| Noninterest income | 142,000 | 295,000 | 445,000 | 607,000 |
| Noninterest expense | 830,000 | 1,731,000 | 2,554,000 | 3,497,000 |
| Provision for loan losses | 145,000 | 190,000 | 255,000 | 255,000 |
| Pretax income | 268,000 | 543,000 | 1,033,000 | 1,513,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 268,000 | 543,000 | 1,033,000 | 1,513,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,455,000 | 8,657,000 | 8,888,000 | 9,352,000 |
| Total capital | 9,537,000 | 9,783,000 | 9,811,000 | 10,267,000 |
| Risk-weighted assets | 88,165,000 | 91,043,000 | 90,294,000 | 87,108,000 |