Call reports 2006
COMMERCIAL STATE BANK — 2006
What COMMERCIAL STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 8,660,000 | 8,857,000 | 9,355,000 | 9,993,000 |
| Total loans | 5,289,000 | 5,659,000 | 6,118,000 | 6,271,000 |
| Allowance for loan losses | 91,000 | 87,000 | 87,000 | 86,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,605,000 | 2,630,000 | 2,555,000 | 2,455,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 5,923,000 | 5,949,000 | 6,251,000 | 7,811,000 |
| Interest-bearing deposits | 4,704,000 | 4,735,000 | 5,124,000 | 4,785,000 |
| Noninterest-bearing deposits | 1,219,000 | 1,214,000 | 1,127,000 | 3,026,000 |
| Equity capital | 1,252,000 | 1,266,000 | 1,271,000 | 1,279,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 122,000 | 249,000 | 388,000 | 532,000 |
| Interest expense | 36,000 | 64,000 | 117,000 | 168,000 |
| Net interest income | 86,000 | 185,000 | 271,000 | 364,000 |
| Noninterest income | 15,000 | 34,000 | 50,000 | 72,000 |
| Noninterest expense | 95,000 | 196,000 | 289,000 | 394,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 6,000 | 23,000 | 32,000 | 42,000 |
| Income tax | 0 | 3,000 | 6,000 | 8,000 |
| Net income | 6,000 | 20,000 | 26,000 | 34,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,252,000 | 1,266,000 | 1,271,000 | 1,279,000 |
| Total capital | 1,322,000 | 1,339,000 | 1,351,000 | 1,361,000 |
| Risk-weighted assets | 5,592,000 | 5,805,000 | 6,365,000 | 6,552,000 |
Machine access — free, no API key
Every figure shown here about COMMERCIAL STATE BANK — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.