Call reports 2005
COMMERCIAL STATE BANK — 2005
What COMMERCIAL STATE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 9,148,000 | 8,521,000 | 8,943,000 | 9,612,000 |
| Total loans | 5,086,000 | 5,049,000 | 5,522,000 | 5,464,000 |
| Allowance for loan losses | 121,000 | 90,000 | 90,000 | 87,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,706,000 | 2,705,000 | 2,605,000 | 2,605,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 6,794,000 | 5,882,000 | 6,089,000 | 6,956,000 |
| Interest-bearing deposits | 5,435,000 | 4,904,000 | 5,012,000 | 4,543,000 |
| Noninterest-bearing deposits | 1,359,000 | 978,000 | 1,077,000 | 2,413,000 |
| Equity capital | 1,236,000 | 1,245,000 | 1,240,000 | 1,247,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 121,000 | 233,000 | 350,000 | 469,000 |
| Interest expense | 27,000 | 46,000 | 81,000 | 108,000 |
| Net interest income | 94,000 | 187,000 | 269,000 | 361,000 |
| Noninterest income | 16,000 | 32,000 | 49,000 | 66,000 |
| Noninterest expense | 93,000 | 194,000 | 295,000 | 399,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 17,000 | 25,000 | 23,000 | 28,000 |
| Income tax | 4,000 | 3,000 | 5,000 | 3,000 |
| Net income | 13,000 | 22,000 | 18,000 | 25,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,236,000 | 1,245,000 | 1,240,000 | 1,247,000 |
| Total capital | 1,303,000 | 1,305,000 | 1,312,000 | 1,321,000 |
| Risk-weighted assets | 5,301,000 | 5,248,000 | 5,752,000 | 5,886,000 |
Machine access — free, no API key
Every figure shown here about COMMERCIAL STATE BANK — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.